Category: Insurance

Mold and Your Homeowner’s Insurance Policy

Insurance is the last thing you want to think about when you need mold
and mildew removal in Plano. If you don’t understand your insurance
policy, then consult your insurance agent for more clarification. Until
that time, here is a brief explanation of how your homeowner’s insurance
may, and may not, cover any mold damage.

Typically, homeowner’s insurance won’t cover mold damage claims
or repairs. There are ways around these claim denials, though. Often,
if the claim is for an accident, such as a burst pipe or sudden water
damage claim, the damage and mold removal will be covered. The mold is
an after effect of the water damage, which is covered under the insurance.
Insurance companies may not apply a specific amount they’ll pay
on the mold inspection and removal because it’s typically all part
of the water damage claim. It can be an expensive process, though, so
be sure to research your policy if you think you’re in danger of
mold. Keep in mind that insurance companies won’t cover mold damage
from seepage or persistent leaks that haven’t been taken care of
during home maintenance.

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Mold and Your Insurance

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Mold can occur anywhere in your home that hasn’t been properly cleaned, ventilated, and otherwise defended against this serious threat. The good news is that a mold remediation company in Plano can rid your home of mold for good; the bad news is that most homeowner’s insurance policies rarely cover mold damage not caused by accidents and “acts of God.” Whether or not your insurance policy covers mold remediation depends on the source of moisture and any mold exclusions written into the policy.

In the event of flooding or water damage in your home, don’t wait
to contact a water damage restoration and mold remediation specialist
in Plano. Even if you haven’t heard back from your insurance provider,
a mold removal specialist can help you to file a claim with your insurance
company to cover the damage and the cost of remediation.

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