Insurance is the last thing you want to think about when you need mold
and mildew removal in Plano. If you don’t understand your insurance
policy, then consult your insurance agent for more clarification. Until
that time, here is a brief explanation of how your homeowner’s insurance
may, and may not, cover any mold damage.

Typically, homeowner’s insurance won’t cover mold damage claims
or repairs. There are ways around these claim denials, though. Often,
if the claim is for an accident, such as a burst pipe or sudden water
damage claim, the damage and mold removal will be covered. The mold is
an after effect of the water damage, which is covered under the insurance.
Insurance companies may not apply a specific amount they’ll pay
on the mold inspection and removal because it’s typically all part
of the water damage claim. It can be an expensive process, though, so
be sure to research your policy if you think you’re in danger of
mold. Keep in mind that insurance companies won’t cover mold damage
from seepage or persistent leaks that haven’t been taken care of
during home maintenance.

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